Salary Calculator
Enter your annual or hourly salary to see your estimated take-home pay after federal income tax, Social Security, and Medicare, broken down by pay period.
Enter your salary details
How this calculator works
Your annual salary (or your hourly rate multiplied by hours worked and 52 weeks) is run through the 2026 federal tax brackets and standard deduction for your filing status, then reduced by Social Security and Medicare. Any pre-tax retirement or Section 125 deductions come out before tax is calculated. This tool doesn’t include state or local income tax — use one of our state-specific calculators for that.
Annual gross
Your annual salary as entered, or hourly rate × hours per week × 52 weeks if you selected hourly.
Federal income tax
Gross wages minus pre-tax deductions and the standard deduction are run through the seven 2026 tax brackets (10% to 37%) based on your filing status.
FICA taxes
Social Security at 6.2% up to the $184,500 wage base, and Medicare at 1.45%, plus 0.9% above the additional Medicare threshold.
Frequently asked questions
What’s the difference between this and the hourly calculator?
This calculator is built around a fixed salary figure, either annual or converted from an hourly rate at a standard number of hours. Our Hourly Paycheck Calculator is built specifically for variable weekly hours and overtime pay at 1.5x or 2x rates.
How do I convert my hourly rate to a salary?
Switch to “Hourly Rate” above and enter your hourly pay and typical hours per week. We multiply that by 52 weeks to estimate your annual salary, then run the same tax calculation as a salaried employee.
Does this include state income tax?
No, this calculator only covers federal income tax, Social Security, and Medicare. State income tax varies a lot depending on where you live, so use one of our state-specific paycheck calculators to add that in.
Why is my paycheck different from what this shows?
This is an estimate based on standard IRS rules and a simple W-4. Your actual withholding depends on your specific W-4 elections, additional withholding requests, benefits elections, and any state or local taxes that apply to you.
What counts as a pre-tax deduction?
Traditional 401(k) or 403(b) contributions reduce your federal taxable wages but not your Social Security or Medicare wages. Section 125 benefits like most health insurance premiums and HSA contributions reduce both.