Hourly Paycheck Calculator
Enter your hourly rate and hours worked, including overtime, to see your estimated take-home pay after federal income tax, Social Security, and Medicare.
Enter your work details
How this calculator works
Your gross pay is calculated from your regular hours at your standard rate, plus any overtime hours at 1.5x or 2x your rate. From there, we apply the same 2026 federal tax brackets, standard deduction, and FICA rules used across all our calculators. This tool doesn’t include state or local income tax — use one of our state-specific calculators for that.
Gross wages
Regular hours × hourly rate, plus overtime hours × rate × your selected overtime multiplier (1.5x or 2x).
Federal income tax
Annualized taxable wages are run through the seven 2026 tax brackets (10% to 37%) based on your filing status.
FICA taxes
Social Security at 6.2% up to the $184,500 wage base, and Medicare at 1.45%, plus 0.9% above the additional Medicare threshold.
Frequently asked questions
How is overtime pay calculated?
Under federal law (FLSA), non-exempt hourly employees earn at least 1.5x their regular rate for hours worked beyond 40 in a week. Some employers or states may require double time in specific situations.
Does overtime push me into a higher tax bracket?
Only the extra income is taxed at your marginal rate for that portion — the US uses a progressive system, so your entire paycheck isn’t taxed at the higher rate, just the amount that falls into that bracket.
What if my hours change every week?
Re-run the calculator with your actual hours for that pay period to get an updated estimate — hourly pay naturally varies week to week.
Is this the same as what my employer withholds?
It’s a close estimate based on standard IRS rules. Your actual withholding depends on your W-4 form elections, which can differ from these default assumptions.